Omni EMV Certification Services


Why EMV Affects You

Last year credit card payment fraud affected 15.4 million consumers in the US to the tune of $16 billion dollars in losses. In response to this, major credit card companies have implemented a new set of security standards called EMV, including cards that store user information on a chip rather than a magnetic strip to make card payments more secure.

Visa, Mastercard, American Express, Discover and others have mandated that issuers and merchants that do not support chip technology will be held liable for counterfeit fraud. The process to support such chip technology is referred to as EMV Certification.

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How OMNI Can Help Your Business

Omni Integration is a leader in providing professionally managed EMV Certification Services and offers a complete set of test suites for payment brand accreditation of contact and contactless EMV terminals. Our services are used enabling development, quality assurance and regression testing in addition to formal merchant certifications.

Our Strategic alliance with U.K.-based ICC Solutions, a recognized global leader in provision of qualified EMV test tools and services. Our partnership addresses the requirement for ATMs and fuel pump terminals to navigate their respective EMV liability shift deadlines with proper testing and compliance procedures.

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Omni Integration is here to assist you with your EMV Certification security and compliance needs. Whether it’s offering free insights and guidance regarding your specific situation, or exploring opportunities for Omni to serve you, our team of experienced device subject matter experts is ready to answer your questions.

Complete the form below to contact us. It’s fast, easy and simple and takes just a minute or two.

Please describe your business, your current security and compliance needs, and how OMNI can help. One of our specialists will respond to you within 24 hours.


EMV Level 3 (L3) testing aims to validate the integration of an EMV payment or cash dispensing terminal with any merchant or bank systems to ensure end-to-end transaction acceptance.

L3 testing includes the series of processes required to ensure that a new or upgraded terminal (hardware and/or software) meets the specific requirements and recommendations of the individual payment systems before being deployed in the field.

There are 3 Levels of testing that need to be performed before a payment terminal and application can become certified

Level 1 focuses on the physical hardware capabilities of a payment card or device, ensuring its electro-mechanical components meet the required specifications.

Level 2 focuses on the software or firmware interactions between the card and terminal, specifically driven on the terminal side by a component called the ‘EMV Kernel’.

Level 1 and Level 2 testing is typically performed in ‘component’ mode – meaning that each area is tested independently of the other, and typically only within a laboratory environment. In contrast, L3 requires that the terminal be complete with its Omni Integration-approved hardware, software kernel, and payment application in place, and must be connected to a test environment or host simulator which mimics authorization responses from payment systems.

Historically, each payment system developed and managed their own EMV L3 test tools and certification processes. This meant that test tool providers were required to develop and qualify different tools to meet the specifications of the individual payment systems.

Omni Integration delivers various process and operational efficiencies to speed up the EMV certification process. This means faster compliance, and faster time to market for integrating new, or updating existing, payment acceptance terminals.

Omni Integration has engaged with test tool and services providers to receive insight on EMV L3 testing. This has been conducted through Omni Integration’s years of EMV testing experience, as well as partnerships with test tool makers such as UL and FIME.